At Mukut Finvest & Properties Private Limited ("we", "our", "us"), we value your trust and are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, share, and safeguard your personal data when you interact with us through our website, mobile application, and services.

 

Information We Collect

We collect and process the following types of information:

- Personal Information: Your name, email address, contact details, date of birth, identification numbers (such as PAN, Aadhaar), and financial details.
- Transactional Information: Loan-related data, payment history, account balances, and transaction details.
- Technical Information: IP address, device information, browser type, operating system, and location data.
- Other Information: Any other information provided to us while interacting with our services.

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How We Use Your Information

We use the information we collect for the following purposes:

- To verify your identity and process loan applications.
- To conduct credit assessments and risk evaluations.
- To communicate updates, changes to terms, or promotional offers.
- For fraud prevention, security, and compliance with legal obligations.
- To improve customer service and develop new products.

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Sharing of Information

We may share your information with:

- Affiliates and Partners: To provide services or assist in evaluating creditworthiness.
- Regulatory Authorities: To comply with RBI and other regulatory guidelines or for audit purposes.
- Third-Party Service Providers: For data storage, loan processing, and IT support, under strict data protection agreements.
- Legal Authorities: If required by law or to protect the company’s interests.

We do not sell or rent your personal information to third parties for marketing purposes.

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Security of Information

We implement appropriate physical, electronic, and administrative measures to safeguard your data against unauthorized access, alteration, disclosure, or destruction. We also ensure that third-party service providers handling your data follow stringent security protocols.

 

Your Rights

As a customer, you have the following rights:

- Access and Rectification: To request access to or correction of your personal information.
- Data Portability: To receive a copy of your information in a commonly used format.
- Withdrawal of Consent: To withdraw consent for the processing of personal data, subject to legal obligations.

Please note, withdrawing consent may limit our ability to provide certain services to you.

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Cookies

Our website may use cookies and similar technologies to enhance your experience and analyze site traffic. You may opt out of cookies by adjusting your browser settings, but this may affect your experience on our platform.

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Data Retention

We retain personal data for as long as necessary to fulfill the purposes for which it was collected or as required by applicable law. This includes retention for legal, accounting, or reporting requirements.

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Updates to This Policy

This Privacy Policy may be updated from time to time to reflect changes in regulations or our practices. The latest version will always be available on our website.